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The North County San Diego Market Guide

House tours on current listings, today's mortgage rates, and how to qualify for a mortgage.

4 #mortgage

13 2 Where it begins…

Trusted partner since 2001

From the 2001 boom through the 2008 crash and beyond, we have remained a steady partner for California homeowners. More than just a broker with a vast network of investors, we are a North County San Diego staple with over 2,100 successful closings.

15 DAYS

Or Less To Close

We pride ourselves on speed—closing loans in 15 days or less. We’ve earned our 5-star reputation through mastery of origination and underwriting.

STORY

Solutions for Every Story

Life doesn't always fit into a W-2 box. We can qualify you using bank statements or rental income. We’re here to look at the big picture, not just a pay stub.

100%

Financing Options

Not having a down payment won’t get in your way of homeownership. Our 100% financing options are designed to get you into your home sooner.

Honest Mortgage Fees

Our broker compensation is 1% of the loan amount. We utilize Lender-Paid Compensation to minimize upfront costs. Lender fees will be under $1,500.

Flat Real Estate Fees

We offer a straightforward 1.5% commission. This flat-fee model significantly increases your net proceeds at closing and makes your offers stand out.

A clear path forward

Your first call includes a transparent review of your income and credit so you know exactly what you qualify for, eliminiating the chance of any surprises at closing.

Get Started

MortgageWrite, Inc. dba OfferWrite | Company DRE 02163046 | Company NMLS 2248753
Roxana Elbahou | DRE Individual 01359292 | NMLS Individual 1601167
Real Estate Broker, CA Dept of Real Estate. Loans made or arranged pursuant to a California Financing Law license. Equal Housing Opportunity.

"Roxana made the entire mortgage process so smooth and stress-free! She was always available to answer questions, explained everything clearly, and genuinely cared about helping us find the best soluti… Read MoreRead Less

"Roxana is amazing. She was always available for questions. Patiently answering each one. Despite how many time I asked. She is very knowledgeable and trustworthy."

"I tried working with 3 other loan brokers and Roxana stood out. She made sure I felt informed on my decision, took the time to explain everything in depth, and made sure none of my questions were "too… Read MoreRead Less

"MortgageWrite is undoubtedly a well-oiled machine with a wealth of knowledge. The team operates with a level of expertise that comes only from years of experience. If you're in search of a reliable, e… Read MoreRead Less

"We are so fortunate to have dealt with Roxana and her team with our home purchase. My husband and I were so impressed with the responsiveness, preparedness and vast knowledge of the team. Roxana went … Read MoreRead Less

"We were drawn to MortgageWrite based on their reputation for providing an "easy and smooth" loan process. Prior to this, navigating the home-buying process had proven unexpectedly challenging. Despite… Read MoreRead Less

"I am so completely thankful to have had this experience with Roxana Elbahou at MortgageWrite, Inc. with help in obtaining a loan. Right from the very beginning and through the entire process, she was … Read MoreRead Less

"Roxana Elbahou is so professional and knows so much about Real Estate and Mortgage. She is so easy to talk to because she is patient and very knowledgeable. She has like over 20 years experience and i… Read MoreRead Less

03

PRE-APPROVAL LETTER

01

LOWER MY RATE

04

SELL MY HOUSE

02

PULL OUT EQUITY

Why It's Important To Work With A Realtor

When purchasing or selling a property, it is always a good idea to work with a professional, especially when it comes to the largest financial asset you own.Realtors can do everything from getting you… Read More

Things You Shouldn't Do When Buying a Home

With a never ending list of everything you ‘should do’ when purchasing a home, it seems counterproductive to focus on what you should not do. But being aware of the dont’s is just as important as the… Read More